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Spiral Life

Spiral Prime UL

Securing income, retirement, and your children's education expenses.

Everything you need to know

  • Spiral UL is an all-in-one insurance solution that lets you secure and protect what matters to you the most: Protecting your income, securing your retirement amount as well as schooling & university tuitions for your children.
  • Spiral UL is a personalized solution based on your actual situation and will evolve through your life journey. Choosing Spiral is choosing a Life Companion.
3005.2 Spiral PRIME UL GC 3006.2 Spiral PRIME Booklet Fund

Advantages

Protection
Retirement & Savings
Education
Contributions
Inflation

Protection Needs vs Saving Needs

Protection Needs
  • Cover A - Lump Sum benefit: Payment of Lump Sum amount in case of Death
  • Cover B - Spouse Income Benefit: Annual payment of an annuity for a fixed period in case of Death
  • Cover C - Schooling benefit(s): Annual payment of schooling annuities in case of Death up to a selected child age
  • Cover D - University annuities for your children starting at a specific child age and for a fixed period
  • TPD Rider - In case of Total and Permanent Disablement, covers A, B, C and D are payable
  • Passive War Rider - In case of Death or Total and Permanent Disablement due to passive war, the selected covers A, B, C and D are payable
  • Accident Rider - Additional amount payable in case of Accidental Death or Permanent Disablement
Saving Needs
  • Cover D - University annuities for your children starting at a specific child age and for a fixed period
  • Retirement - Payment of lumpsum amount on maturity, or annuity for a fixed period, or a combination of both
  • Booster - Boost your investment account with additional investment contributions
  • Funds - The choice of investment in several internal and external Funds

Various Investment options are available ranging:

  • Diverse Asset Types
  • Geographical Allocations (Local and Global)
  • Currency Allocations (USD)

Fund allocations can be changed and adjusted any time and as deemed necessary

Frequently Asked Questions

Can I protect my plan against inflation?

Contributions & coverages can be indexed from 0 to 7% according to your requirements.

What are the basic insurance coverages?

In case of death or Permanent Total Disablement of the Assured, SNA will pay the insurance benefits or the cash value at the time.

What are the life exclusions that are not covered within the policy?

Suicide and death sentence during the first two years and war risks unless chosen under the additional benefits.

How will I collect my money at maturity?

You may elect one (or a combination) of 2 options:
A lump sum payment.
A guaranteed annuity payments over a number of years.

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  • Remember personalization settings
  • Remember selected settings
  • Keep track of your visited pages and interaction taken
  • Keep track about your location and region based on your IP number
  • Keep track on the time spent on each page
  • Increase the data quality of the statistics functions
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  • Identify device you are using
  • Gather personally identifiable information such as name and location
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